Many of these people were unemployed or had low-paying jobs. Conservatives objected to the tax increases and higher insurance premiums needed to pay for Obamacare.
Some people in the healthcare industry are critical of the additional workload and costs placed on medical providers. They also think it may have negative effects on the quality of care. More than 16 million Americans obtained health insurance coverage within the first five years of the ACA. Young adults make up a large percentage of these newly insured people. Insurance companies must now spend at least 80 percent of insurance premiums on medical care and improvements. The ACA also aims to prevent insurers from making unreasonable rate increases.
A preexisting condition, such as cancer , made it difficult for many people to get health insurance before the ACA. They said this was because the illness or injury occurred before you were covered by their plans. Before the ACA, some people with chronic health problems ran out of insurance coverage.
Insurance companies set limits on the amount of money they would spend on an individual consumer. Insurance companies can no longer maintain a preset dollar limit on the coverage they provide their customers.
The ACA covers many screenings and preventive services. These usually have low copays or deductibles. Healthier consumers will lead to lower costs over time. For example, a diabetes screening and early treatment may help prevent costly and debilitating treatment later. Christopher Lillis, an internist in Virginia and a member of Doctors for America. The ACA promised to make prescription drugs more affordable. Many people, particularly senior citizens, are unable to afford all their medications.
The number of prescription and generic drugs covered by the ACA is growing every year. Insurance companies now provide a wider range of benefits and cover people with preexisting conditions. This has caused premiums to rise for a lot of people who already had health insurance. The goal of Obamacare is for people to be insured year round.
Some of that is because health care is complicated. For example, the health law is responsible for some 20 million Americans gaining health insurance. Yet in , when the uninsured rate hit an all-time low, only one-quarter of respondents to the Kaiser tracking poll knew that. A little under half thought the rate had remained unchanged, and 21 percent thought the rate had risen to an all-time high. In a now-famous skit by comedian Jimmy Kimmel, people on the street expressed a strong preference for the Affordable Care Act over Obamacare — unaware that they were the same thing.
Once the ACA became law, basically everything bad that happened in health care was attributed to it. For example, rising prices for prescription drugs has been a problem for years. But the ACA did not seek to address that, except for one provision that sought to facilitate generic copies of some of the most expensive biologic medications.
Also, before the ACA, some insurers stopped offering plans in the individual market, while others raised premiums dramatically and often would not cover care at high-cost providers like teaching hospitals.
The ACA did create some losers. Among those hardest hit are people who earn just slightly too much to qualify for federal premium subsidies, particularly early retirees and people in their 50s and early 60s who are self-employed. Both were rejected by more conservative Democrats in the Senate. That meant people with incomes under the poverty line but still too high to qualify for Medicaid in their states have no affordable program available.
In addition, the ACA has eliminated many of the negative features of private insurance such as the denial of coverage for those with "prior conditions.
Despite these positive changes, a near majority of Americans still oppose the ACA, even though they approve of most of its features.
They oppose the mandate that all Americans must have health insurance the individual mandate , and they oppose a government role in health care.
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